Shopping for a home brings many surprises. One of those is that buying a home is really two very different jobs: There’s finding the mortgage, and there’s shopping for the house or condo.
Finding the home is the fun part. Mortgage shopping’s more of a slog. You’ll probably want to eat dessert first, but don’t do it. Financially grounded buyers focus first on doing all they can to line up a mortgage, especially finding out how much money they can borrow. Only then do they start shopping for homes. Here’s the right approach: READ MORE