Sometimes, when your credit is less than stellar and you’re not making a huge paycheck, getting a mortgage can be tough. But there are some things you can do to make it easier. For starters, put yourself in a banker’s shoes: Would you want to give a few hundred thousand dollars to someone who might just walk away from a house they couldn’t pay for? Of course not. So you’ll need to prove that you’ve “got it all together” by making a good case for yourself. You’ll want to seem like a bright and shiny candidate who can repay the loan if just given the chance.